Important notice

We cannot guarantee the availability of our site since many factors beyond our control may affect your ability to access the site. The ASI Group’s (ASI’s) products and services are available only in those jurisdictions where ASI is authorized by law to promote or sell them.

Terms and Conditions of Use

• This document outlines the terms and conditions relating to your use of this website (our site). The material provided on our site, including the information and any images incorporated in the site, is for your personal private non-commercial use only. You may not modify, republish, post or transmit anything you obtain from our site, including anything you download from our site, unless you first obtain our consent. You agree not to engage in unauthorized retrieval of data or other content from our site. Do not create any kind of hyperlink from any other site to ours unless you first obtain our permission. These Terms of Use apply only to your use of our site and do not change or alter any other agreement or contract between you and ASI or any of its affiliates or insurance companies it represents.
• ASI reserves the right, in its sole discretion, to modify or change these Terms of Use at any time without prior notice to you. Your continued use of our site constitutes acceptance of those changes. If you choose not to accept these Terms of Use, please do not use our site or send e-mail to any ASI e-mail addresses listed within our site.

Privacy Policy

Our Privacy Statement describes our use and protection of nonpublic personal information and will tell you how ASI treats your information. We encourage you to read our Privacy Statement.

Ownership of Materials & Restrictions on Use

The ASI computer network and website are the private property of ASI. The information on our site, including but not limited to text, graphics, software, audio, video, and files, is the property of ASI and is protected under United States and worldwide copyright laws and treaty provisions.

Prohibited Use

• Some parts of our site require authorization for access. Unauthorized access to these areas is prohibited and will result in criminal and civil prosecution. We will view, monitor and record any such attempts to access unauthorized areas and will give such information as necessary to law enforcement personnel.
• You may not use our site to engage in any illegal activity. ASI prohibits use of our site or referenced emails from our site if it is intended to, or appears to harass, libel, humiliate, embarrass, threaten, or defame any person, or if the e-mail or use is discriminatory, pornographic, indecent, or offensive on the basis of sex, color, national origin, race, age, religion, sexual orientation, disability or other legal classification. You may not use this site in any activity that infringes on a third party's intellectual property or other proprietary rights.

Products, Coverage and Learning Center

Any descriptions of products, coverages, or safety tips stated on our site are intended as general information and do not form part of your insurance policy. Please recognize that a particular precaution or tip may not be appropriate or effective in every circumstance. We encourage you to use your own good judgment about what is appropriate. To obtain coverage you must submit an application to an ASI agent, which is subject to underwriting approval. For information about our products, services, or coverage selections, please contact an ASI agent.

Links to Other Websites

ASI provides links to other internet websites. ASI does not sponsor or endorse the other sites or their materials, and these sites are not affiliated with ASI in any way. ASI is not responsible for the contents or the privacy policies of any link and makes no warranties or representations about the contents, products or services offered on such sites. We encourage you to read the privacy policies of every website you visit, as they may vary.

Report a Claim

When contacting ASI to report a claim, please be advised that the company cannot advise or counsel policyholders on whether or not to file a claim. ASI is obligated to file the claim when contacted by a policyholder. Discussions about how the claim will impact your policy or questions about whether or not to file a claim should be directed to your ASI Independent Agent.